Privacy Policy – LCEFCIAL
Last updated: [May 24, 2025]
At LCEFCIAL, the confidentiality of your personal data is a priority. This policy aims to inform you about how we collect, use, store, and protect your data when you use our website https://lcefcial.fr to apply for a loan.
1 Who are we?
The LCEFCIAL.fr website is published by LCEFCIAL, a company specializing in consumer credit intermediation.
Contact: [info@lcefcial.fr]
Address: (To be completed by you)
2.Data Collected
When you fill out our loan application form or contact us, we collect the following data:
First and last name
Date of birth
Postal address (city, country, postal code)
Email address and phone number
Type of loan requested
Financial information (income, occupation, desired amount, loan term)
Other information you voluntarily provide
3.Purpose of Data Collection
Your data is used solely for:
Analyzing and processing your loan application
Contacting you to provide a personalized response
Complying with our legal and regulatory obligations
We never sell or rent your data to third parties.
4.Sharing your data
Your data may be shared with our banking or financial partners solely for the purpose of assessing your application or proposing a suitable offer. These partners are subject to strict confidentiality obligations.
5. Shelf life
Your data is kept for a maximum of 3 years from the last interaction, unless otherwise required by law (for example, in the case of a signed contract).
6. Security
We implement all necessary technical and organizational measures to protect your data against loss, theft, unauthorized access or disclosure.
7. Your rights
In accordance with the GDPR, you have the following rights:
- Right of access to your data
- Right to rectification in case of error
- Right to erasure (under certain conditions)
- Right to restriction of processing or to object to processing
- Right to data portability
To exercise your rights, please write to us at: [contact@lcefcial.fr]
8. Cookies
Our website may use cookies to improve your user experience. You can configure your browser to refuse cookies.
9. Modifications
This policy may be modified at any time. We will notify you of any significant changes via our website.
10. Contact
For any questions about this policy, please contact us at:
info@lcefcial.fr