Legal Notice – Lcefcial
Last updated: May 24, 2025
In accordance with Article 6-III and Article 19 of French Law No. 2004-575 of June 21, 2004 on Confidence in the Digital Economy (LCEN), users of the website https://lcefcial.fr are informed of the identity of the various parties involved in its creation and operation.
1. Website Publisher
The website LCEFCIAL.fr is published by:
Company name / Business name: LCEFCIAL
Email address: info@lcefcial.fr
2. Director of Publication
The Director of Publication
3. Hosting Provider
The website is hosted by:
Hosting provider name: Hostinger
Address: 61 Lordou Vironos Street, 6023 Larnaca, Cyprus
Website: www.hostinger.com
4. Description of Services
The website LCEFCIAL.fr provides a service connecting individuals with financial partners for loan simulations and financing applications (personal loans, mortgage loans, car loans, etc.).
LCEFCIAL acts as a non-exclusive intermediary and does not directly grant loans.
All services offered on the website are free of charge and without obligation for users.
5. Liability
LCEFCIAL makes every effort to ensure that the information published on the website is accurate and up to date. However, it cannot guarantee the accuracy, completeness, or relevance of the information provided.
LCEFCIAL shall not be held liable in particular for:
refusal of financing by partner financial institutions,
temporary unavailability of the website (maintenance, updates, technical issues),
indirect damages resulting from the use of the website,
fraudulent use of personal data by unauthorized third parties.
Users remain solely responsible for their use of the information and services available on the website.
6. Personal Data
Use of the website may involve the collection of personal data (identity, contact details, financial information, etc.).
This data is processed in compliance with the General Data Protection Regulation (GDPR) and applicable data protection laws.
For more information, users are invited to consult the website’s Privacy Policy.
7. Cookies
The website may use cookies to improve user experience, analyze traffic, and provide tailored services.
Users may configure or disable cookies at any time through their browser settings.
8. Intellectual Property
All content on the website LCEFCIAL.fr (texts, images, logos, graphics, website structure, etc.) is protected by intellectual property laws and is the exclusive property of LCEFCIAL, unless otherwise stated.
Any reproduction, distribution, or use of all or part of the content without prior written authorization is strictly prohibited.
9. External Links
The website may contain links to third-party websites.
LCEFCIAL has no control over these websites and cannot be held responsible for their content, availability, or practices.
10. Governing Law and Jurisdiction
These Legal Notices are governed by laws.
In the event of a dispute, an amicable solution will be sought first. Failing that, the competent courts shall be those within the jurisdiction of LCEFCIAL’s registered office.